See exactly what you're leaving on the table
Adjust the numbers below. The gap between columns is real money.
After 3 Years with Yield
vs. $101,386 at 0.46%
Projected Growth
Yield 4.85% APY vs. your current 0.46%
Three tiers, zero confusion
Every feature listed. Every fee shown. No asterisks requiring a magnifying glass.
Standard
4.25%
APY · Min $1,000
Premium
4.65%
APY · Min $25,000
Premium 60+
4.85%
APY · Age 60+ · Min $10K
* "No fee" means $0 monthly maintenance. All APYs are variable and current as of February 2026. FDIC insured up to $250,000.
The math, in their own words




"After my husband passed, I had six accounts at four banks. Yield helped me consolidate everything in one afternoon. The advisor on the phone knew exactly what questions to ask."

Margaret, 72
Tucson, AZ
+$4,850 / yr
Premium 60+
"I've been retired three years and still reviewing my options. Yield's rate is the best I've found, and the fact that I can call a real person on Saturday morning sealed it."

Robert, 68
Boise, ID
+$3,720 / yr
Premium
"My old bank was paying 0.01%. When I showed my daughter the numbers, she didn't believe me. We moved $180,000 in the same week."

Dorothy, 74
Savannah, GA
+$8,730 / yr
Premium 60+
"Still working at 63, but my emergency fund shouldn't be sitting still. Moved it to Yield Standard and it's earning more than my old savings account was in five years."

Harold, 63
Columbus, OH
+$2,125 / yr
Standard
"After my husband passed, I had six accounts at four banks. Yield helped me consolidate everything in one afternoon. The advisor on the phone knew exactly what questions to ask."

Margaret, 72
Tucson, AZ
+$4,850 / yr
Premium 60+
"I've been retired three years and still reviewing my options. Yield's rate is the best I've found, and the fact that I can call a real person on Saturday morning sealed it."

Robert, 68
Boise, ID
+$3,720 / yr
Premium
"My old bank was paying 0.01%. When I showed my daughter the numbers, she didn't believe me. We moved $180,000 in the same week."

Dorothy, 74
Savannah, GA
+$8,730 / yr
Premium 60+
"Still working at 63, but my emergency fund shouldn't be sitting still. Moved it to Yield Standard and it's earning more than my old savings account was in five years."

Harold, 63
Columbus, OH
+$2,125 / yr
Standard
"The rate lock guarantee for 90 days was what convinced me. I'm not checking interest rates every morning — I want to trust the institution. Yield earned that."

Evelyn, 71
Portland, OR
+$5,820 / yr
Premium 60+
"I was skeptical about online banking at first. But the paper statements, the phone number that actually connects to someone — it felt like a real bank, not an app."

Walter, 66
Richmond, VA
+$4,185 / yr
Premium
"My financial advisor suggested a CD ladder. Yield's Premium 60+ rate made the math work out better without locking everything up. More flexibility, same safety."

Barbara, 69
Phoenix, AZ
+$6,310 / yr
Premium 60+
"Three months in and I've already earned more interest than my previous bank paid in two years. I told my bridge club about it. Four of them opened accounts."
Frances, 77
Charleston, SC
+$7,275 / yr
Premium 60+
"The rate lock guarantee for 90 days was what convinced me. I'm not checking interest rates every morning — I want to trust the institution. Yield earned that."

Evelyn, 71
Portland, OR
+$5,820 / yr
Premium 60+
"I was skeptical about online banking at first. But the paper statements, the phone number that actually connects to someone — it felt like a real bank, not an app."

Walter, 66
Richmond, VA
+$4,185 / yr
Premium
"My financial advisor suggested a CD ladder. Yield's Premium 60+ rate made the math work out better without locking everything up. More flexibility, same safety."

Barbara, 69
Phoenix, AZ
+$6,310 / yr
Premium 60+
"Three months in and I've already earned more interest than my previous bank paid in two years. I told my bridge club about it. Four of them opened accounts."
Frances, 77
Charleston, SC
+$7,275 / yr
Premium 60+